{"id":12228,"date":"2026-07-28T11:27:25","date_gmt":"2026-07-28T09:27:25","guid":{"rendered":"https:\/\/www.lexisma.info\/?p=12228"},"modified":"2026-07-28T11:27:25","modified_gmt":"2026-07-28T09:27:25","slug":"communique-conjoint-de-bank-al-maghrib-et-du-conseil-de-la-concurrence-concernant-la-reforme-du-marche-du-paiement-electronique-par-carte-au-maroc","status":"publish","type":"post","link":"https:\/\/dev.pagelt.com\/lexisma2026\/communique-conjoint-de-bank-al-maghrib-et-du-conseil-de-la-concurrence-concernant-la-reforme-du-marche-du-paiement-electronique-par-carte-au-maroc\/","title":{"rendered":"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><em>Selon le communiqu\u00e9, la coop\u00e9ration entre les deux autorit\u00e9s a abouti \u00e0 la mise en \u0153uvre des engagements du Centre Mon\u00e9tique Interbancaire (CMI) et de ses banques actionnaires pour dynamiser la concurrence,\u00a0 dont les principales manifestations sont\u00a0 :<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00b7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; La cessation de l\u2019activit\u00e9 d\u2019acquisition du CMI , ce dernier ne pouvant plus d\u00e9marcher de nouveaux commer\u00e7ants depuis le 1er novembre 2024.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La cession du portefeuille par le CMI de l&#8217;int\u00e9gralit\u00e9 de ses contrats commer\u00e7ants au plus tard le 31 janvier 2026 (secteur priv\u00e9) et le 30 avril 2026 (secteur public).<\/li>\n\n\n\n<li>La transformation du CMI \u00a0qui devient une plateforme technique de traitement accessible \u00e0 tous les op\u00e9rateurs de mani\u00e8re \u00e9quitable et non discriminatoire.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">D\u2019apr\u00e8s la m\u00eame source, Bank Al-Maghrib a instaur\u00e9 des mesures fortes pour r\u00e9duire les frais support\u00e9s par les commer\u00e7ants, savoir &nbsp;:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00b7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Un plafonnement des frais d&#8217;interchange , le taux \u00e9tant abaiss\u00e9 \u00e0 0,50 % par une d\u00e9cision du 6 juillet 2026 (entr\u00e9e en vigueur le 1er octobre 2026).<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Des tarifs pr\u00e9f\u00e9rentiels , un plafond sp\u00e9cifique de 0,15 % \u00e9tant fix\u00e9 pour les paiements de proximit\u00e9 et les paiements gouvernementaux.<\/li>\n<\/ul>\n\n\n\n<h1 class=\"wp-block-heading\">Source<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Conseil de la concurrence<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consulter&nbsp;<a target=\"_blank\" href=\"https:\/\/conseil-concurrence.ma\/wp-content\/uploads\/2026\/07\/communiquee%CC%8C-BAM-CC-VDF.pdf\" rel=\"noreferrer noopener\">ici<\/a>&nbsp;le document.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Pas encore utilisateur Lexis\u00aeMA&nbsp;? &nbsp;R\u00e9servez imm\u00e9diatement votre d\u00e9monstration sur <a href=\"https:\/\/info.lexis.ae\/maroc-26-website-lexis-ma-organique-demande-de-d%C3%A9mo\/\" target=\"_blank\" rel=\"noreferrer noopener\">Demande de d\u00e9mo LexisMA<\/a><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Pour d\u00e9couvrir davantage d\u2019actualit\u00e9s et d\u2019autres contenus juridiques disponibles, rendez-vous sur <a href=\"http:\/\/www.lexisma.com\/\">LexisMA.com<\/a><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selon le communiqu\u00e9, la coop\u00e9ration entre les deux autorit\u00e9s a abouti \u00e0 la mise en \u0153uvre des engagements du Centre Mon\u00e9tique Interbancaire (CMI) et de ses banques actionnaires pour dynamiser [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":11456,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":""},"categories":[26],"tags":[],"class_list":["post-12228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin 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